Payments
Global and local operations create a reliable stream of data.
PRIVATE CAPITAL INFRASTRUCTURE
AI fintech,
built for
your business
Payments, data and artificial intelligence models work within one evolving system to create lasting growth and competitive advantage.
01 ONE SYSTEM
Payments become data.
Data becomes decisions.
Decisions become capital.
One financial layer for digital businesses, from the first transaction to a financing decision.
AI and data
Models identify patterns, generate forecasts and support decisions.
Financing
Operating data unlocks access to capital and supports growth.
02 PLATFORM
Three capabilities.
One infrastructure.
Payment data reveals customer behaviour, AI turns those signals into purchase journeys, and financing keeps businesses operating without interruption. Together, the three businesses work as one system.
01
Payments
Every payment takes the optimal route
Accept payments and make payouts worldwide. The system selects the best route for cost and conversion, with support for crypto settlements.
- Global payment acceptance and payouts
- International transfers and crypto settlements
- Transparent Interchange++ pricing
02
Financing
Revenue-based financing without collateral
BNPL, instalments and overdrafts are calculated from live payment data. Financing decisions take seconds, not days.
- Revenue-based overdrafts
- BNPL and instalments for customers
- Payment-data-driven risk assessment
03
Artificial intelligence
AI embedded in every product
AI powers payment, customer and competitor analytics, as well as routing, risk assessment and fraud protection. Through the API, AI agents can compare offers, agree terms and pay autonomously.
- AI analytics for business decisions
- Autonomous payments by AI agents
- Infrastructure for agentic commerce
03 PLEXY AI BANK
THE NEXT STAGE
Plexy aims to become the AI neobank for digital businesses. The next step is Category 1 payment-organisation status and a transition from payment service to an evolving digital financial platform.
From payment platform to AI neobank
Payments and accounts
Payment acceptance, payouts, transfers and electronic money.
AI and data
Transaction analysis, forecasting and recommendations for businesses.
Partner financing
Overdrafts, factoring and BNPL powered by operating data.
Direct Visa participation
More control over payment infrastructure and route quality.
International settlement
Payment corridors and global transfers in one financial perimeter.
Digital assets
Cryptocurrency and stablecoins as an additional settlement channel.
Every transaction improves the data, and every decision sharpens the next step. The Plexy AI core links business understanding, financial decisions and execution in one operating loop.
04 FOR INVESTORS
Infrastructure, data and an evolving model create long-term value.
Banks build universal services for broad audiences. Plexy is building specialised infrastructure for digital businesses, with AI embedded in the product itself.
4countries of operation
15+years in fintech
1unified infrastructure
More revenue per client
Every additional service deepens the financial relationship and increases the value of each business to the platform.
A compounding data advantage
More activity means better forecasts, risk assessment and personalised offers.
An infrastructure moat
Evolving payment infrastructure, partnerships and proprietary data make the model harder to replicate.
05 GLOBAL DIRECTION
From Kazakhstan
to the global market.
Creating advantages for Kazakhstan and the countries of Central Asia.
USALONDONKAZAKHSTANUAE06 TEAM
A team equipped to execute the Plexy strategy.
Expertise across fintech, product, engineering and AI, from launching payment companies to architecting high-load systems.
01
Alexey Nazarov
Founder and CEOFounder of PayBox.money (Freedom Pay) and a Forbes Kazakhstan 30 Under 30 alumnus. More than 15 years in fintech and e-commerce, building and scaling international technology companies.CV
02
Yana Kononenko
Chief Commercial OfficerMore than 10 years in fintech, including WOOPPAY and CloudPayments / Robokassa Kazakhstan. Leads partnerships, sales and the scaling of payment products.CV
03
Sergey Shaposhnikov
Head of EngineeringFormer engineering lead at Xsolla’s US office. Specialises in payment architecture, digital services, high-load platforms and scalable engineering infrastructure.CV
04
Alexey Ligai
Chief Product OfficerExperience at PayBox and Freedom Pay. Leads product strategy, special projects, data warehouses, analytics platforms and new fintech product launches.CV
05
Dana Ferber
HR DirectorFormer HR Director at KMF; previously Talent Manager at Kcell, HR Director and Deputy Chair at ORDA Invest. Certified business trainer and strategy-session facilitator for Air Astana, Kcell, Danone, Beeline, Tele2, Kazakhtelecom and KPMG. Director and founder of Human Factor Consulting.CV
Request the materials
for the investment round.
The founder of Plexy will share the investment memorandum, key metrics and development plan.
Request materials ↗